Sunday, December 28, 2008

A home loan program that allows 100% financing


US Department of Agricultral Rural Development has a program to help homeowners buying rural properties. The beginning of this program was when President Franklin D. Roosevelt established the Resettlement Administration. That agency relocated destitute families stricken by the Depression, restored soil-eroded areas, and provided modest emergency loans to farmers for land and equipment. Later, in 1946, Congress established the Farmers Home Administration (FmHA) to expand the original agency's functions beyond farm credit. Congress authorized FmHA to provide financing in rural areas for housing, community facilities, and business ventures.

This agency has been responsible for providing electricity, phones and most recently internet to rural areas. If you are a home buyer looking in a rural area, you may qualify under this program with signifcant benefits. Details of the requirements for these loans can be found at Quick Guide USDA Rural Development Guaranteed Rural Housing Loan.

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