Saturday, February 21, 2009

First Time Home Buyer Credit and OHFA


First-Time HomeBuyer Tax Credit as amended by the American Recovery and Reinvestment Act of 2009 (February 2009)
The American Recovery and Reinvestment Act of 2009 amended the First-Time Homebuyer Tax Credit for homes purchased between January 1, 2009 and November 30, 2009. The credit is 10% of the value of a home, up to $8,000 ($4,000 for a married individual filing separately). Qualified households with incomes up to $75,000 ($150,000 for a joint return) who have not had an ownership interest in a home for the previous three years may take advantage of this credit. In addition, the amended credit may be used by homebuyers who qualify for a Mortgage Credit Certificate or use OHFA’s First-Time Homebuyer Program. The credit is for the homebuyer’s 2009 tax year only, and does not have to be repaid unless the homebuyer ceases to use the home as a principal residence within 36 months of the date of purchase.
For questions concerning the First-Time Homebuyer Tax Credit, contact OHFA's Office of Homeownership at 888.362.6432, or consult a tax professional to determine your eligibility.

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